SR 22 filing frequently asked questions

what exactly is an SR22 filing?

A SR22 filing is state responsibility (all states have laws determining the minimum or lowest insurance limits that are acceptable, currently in California these limits are 15/30/5) form number 22.  This form is required by the DMV for certain drivers with certain issues on their license.  The most common reasons for needing an SR-22 filing are

• a DUI
• uninsured accident
• too many tickets or accidents on the driving record.

SR 22 help and suggestions.

How long does the sr22 filing stay on your record?

An sr22 filing has to be filed with the DMV for up to three years in some cases longer due to the tightening of the laws in California.

How long does it take the insurance company to notify the DMV that  the sr22 is on file?

Normally the insurance company will notify the DMV as soon as the application is processed.  The SR 22 is electronically filed with the DMV, however we recommend that as soon as you have your sr22 filing you take it immediately to the DMV and get a receipt for the a sr22.  If you have to go into the Department of Motor Vehicles to pay the fine this would just be a safeguard that the DMV has indeed received your sr22.

Is there any way around in the sr22 filing?

If then DMV has required that you carry in a SR22 insurance the only way around this would be to not drive.

How long does it take to complete the application online?

There are 4 ways that you can complete the application:

• online fill out the online quote form we collect your information: name, ZIP code, date of birth, driving record, drivers license number, vehicle ID numbers.  We e-mail you a link to our online application process.  You electronically sign the application online, takes about 5 minutes.  Once the application has been processed online we would e-mail you sr22 filing
• over the phone we click your information and facts you the application you sign and return it to us, we fax or e-mail you sr22 filing
• come into our office and we will fill out the application.
• call us on the phone look like your information process the application and mail it to you for your signatures.

Where is the best place in California to get an sr22 filing?

The sr22 shop represents over 70 California insurance companies, and submits your application to each of the companies for their approval . We choose the lowest rate and provide you with a quote from that company.

What happen this is my  sr22 cancels?

via sr22 policy must remain in effect for the duration of the term.  It for any reason your policy is no longer in effect the insurance carrier is required to notify your state licensing authority and your license may be the suspended automatically.  Remember the insurance company that issues the sr22 is required  to notify the State if you're with an SR 26 form if your sr22 insurance cancels for any reason if you have not provided the state with the newest sr22 certificate, the state will assume you're no longer in compliance with the law and will suspend your legal driving privileges.

What if I am currently insured?

if you are currently insured you may not need to purchase a new insurance policy you can contact your company and ask them to endorsed the sr22 filing on to your current policy. If the company does issue a sr22 filings you can have the Company endorse an sr22 on to your policy.  If the company will not issue in the sr22 you will need to contact our agency to get your a sr22.

Did you know?

you may already be over paying for your auto insurance, even before the DUI or uninsured accident, give us a call and we will give you a no commitment free quote gives us a try.

.

established 1961